Homeowners Insurance and You.

  Why Phoenix Homeowners Should Shop Their Insurance Every Few Years David Thomas, Realtor – HomeSmartPhoenix Metro Areaonlinearizonahomes.com Homeowners insurance is one of those "set it and forget it" bills that quietly lives on autopay with your mortgage. But leaving your policy untouched for fiv

Termites in the Phoenix Area - Should You Be Scared??

  Phoenix Homeowner Tips Termites in the Desert: What Phoenix Homeowners Really Need to Know David Thomas, Realtoronlinearizonahomes.comPhoenix Metro If you relocated here from the East Coast or California, you've probably heard horror stories about termites — and you might assume buying a home in t

Scorpions in the Phoenix Metro Area

  Scorpions in the Valley: What Every Phoenix Homeowner Needs to Know (And a Lesson I Learned the Hard Way)   By David Thomas, Realtor  ·  Phoenix Metro Area  ·  June 2026  If you've lived in the Phoenix area for any length of time, you already know that scorpions come with the territory. They're a

Pre-Qualification vs Pre-Approval - What is the Difference and Why is it Important?

  Pre-Qualification vs. Pre-Approval: What Phoenix Buyers Need to Know to Win in Today's Market     By David Thomas, Realtor  ·  Phoenix Metro Area  ·  May 2026  ·   If you're getting ready to buy a home in the Phoenix area, you've probably heard the terms "pre-qualification" and "pre-approval" toss